Last Updated: September 4, 2025

1. Introduction and Acceptance of Terms

Welcome to the website of Mestmaker & Petrey Wealth Advisors (hereinafter referred to as “we”, “us”, or “our”). By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use (“Terms”), which together with our Privacy Policy govern our relationship with you in relation to this website. If you disagree with any part of these Terms, you must not use our website.

These Terms constitute a legally binding agreement between you and Mestmaker & Petrey Wealth Advisors. We reserve the right to modify these Terms at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically for any updates or changes.

2. No Investment Advice or Solicitation

The content provided on this website is for informational purposes only and does not constitute investment advice, a recommendation, or a solicitation to buy or sell any security, financial product, or instrument. The information on this site is not intended to be a substitute for professional financial advice. You should not act or refrain from acting on the basis of any content included in this site without seeking the appropriate financial or other professional advice on the particular facts and circumstances at issue from a qualified professional licensed in your jurisdiction.

3. Investment Risk Disclosures

All investments involve risk, including the possible loss of principal. The value of securities and financial instruments can and do fluctuate, and past performance is not a guarantee of future results. The market value of securities or financial instruments may be affected by changes in economic, financial, or political factors, time to maturity, market conditions and volatility, or the credit quality of any issuer or reference issuer. Foreign currency rates may have a positive or adverse effect on the value, price, or income of any security or related investment. Mestmaker & Petrey Wealth Advisors does not guarantee any specific outcome or profit.

4. No Legal or Tax Advice

Mestmaker & Petrey Wealth Advisors, its employees, and its financial advisors do not provide legal or tax advice. Nothing on this website should be interpreted as legal or tax advice. We strongly recommend that you consult with a qualified attorney and/or tax specialist for advice on legal and tax matters. Any discussion of U.S. tax matters contained on this website is not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. tax-related penalties.

Tax Information and Dates Disclaimer

Any tax dates, deadlines, or tax-related information provided on this website are for general informational purposes only and are subject to change by the Internal Revenue Service (IRS) or other tax authorities without notice. Tax dates and deadlines may vary based on individual circumstances, filing status, business type, or other factors. We make no representation or warranty as to the accuracy, completeness, or timeliness of any tax information provided. You should always verify current tax dates and requirements with the IRS, your tax professional, or other qualified tax authority before taking any action. Mestmaker & Petrey Wealth Advisors assumes no responsibility for any penalties, interest, or other consequences that may result from reliance on tax information provided on this website.

5. Website Use and Restrictions

You are granted a limited, non-exclusive, revocable license to access and use this website for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this website. You agree not to use this website for any purpose that is unlawful or prohibited by these Terms.

6. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Mestmaker & Petrey Wealth Advisors or its content suppliers and is protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Mestmaker & Petrey Wealth Advisors and protected by U.S. and international copyright laws. All trademarks, service marks, and trade names are proprietary to Mestmaker & Petrey Wealth Advisors or other respective owners that have granted Mestmaker & Petrey Wealth Advisors the right and license to use such marks.

7. Disclaimer of Warranties and Limitation of Liability

THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. MESTMAKER & PETREY WEALTH ADVISORS DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IN NO EVENT SHALL MESTMAKER & PETREY WEALTH ADVISORS, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY DAMAGES FOR LOST PROFITS, USE, DATA, OR OTHER INTANGIBLES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Third-Party Links

This website may contain links to other websites that are not operated by or affiliated with Mestmaker & Petrey Wealth Advisors. These links are provided for your convenience and do not signify our endorsement of such other websites. We have no control over the content of these sites and assume no responsibility for them or for any loss or damage that may arise from your use of them. You should review the terms and conditions and privacy policies of any third-party websites you visit.

9. Governing Law and Jurisdiction

These Terms and your use of this website shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in California for the resolution of any disputes arising out of or relating to these Terms or your use of this website.

10. Contact Information

If you have any questions about these Terms, please contact us at:

Mestmaker & Petrey Wealth Advisors
2000 Oak Street, Suite 100
Bakersfield, CA 93301

Email: support@mpwealthadvisors.com
Phone: (661) 395-9400